Predictive Modeling for Life Insurance: Ways Life Insurers Can Participate in the Business Analytics Revolution

Use this thread to discuss ANYTHING and EVERYTHING related to this syllabus reading.
Some possible questions include:

  • How can this reading be tested?
  • I don’t understand a specific topic/formula - Can we discuss this?
  • This reading gives me nightmares. Can we talk through it a bit?

Good luck!

This article mentions the legal and ethical concerns on using customer data to build predictive analytics models. Just to stir up some debate, I am curious what others think regarding the legal and ethical ramifications on doing this? Do you think it is or isn’t ethical to be using customer data for these purposes? Where do you draw the line on what is or isn’t ethical?